So you can choose the perfect card for your unique lifestyle. There are five different Southwest credit cards issued by Chase — three personal cards and two small-business cards. But the closer we get to 2021, the stronger the argument for waiting to apply until you can have a card bonus post in early 2021 becomes. However, not everyone who travels on Southwest needs a credit card unique to that airline. Many offer rewards that can be redeemed for cash back, or for rewards at companies like Disney, Marriott, Hyatt, United or Southwest Airlines. © 2020 THE POINTS GUY, LLC. Because it’s late in 2020, now is one of the best times of the year to apply for a Southwest credit card. For those who just occasionally find themselves on Southwest, a more flexible card, such as the Chase Sapphire Reserve or Chase Sapphire Preferred Card might be ideal. This card … APPLY HERE: Southwest Rapid Rewards Premier Business Credit Card, Related reading: Comparing the Southwest Rapid Rewards Priority, Premier and Plus credit cards. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months. How to Increase Your Chances of Getting Approved for Southwest Credit Card. Upgraded Boardings: With this card, you’re eligible to receive 4 upgraded boardings every year. The Verdict: The Southwest Rapid Rewards® Premier Credit Card is like jet fuel for your travel budget, offering more than $800 in airfare from first-year rewards alone. The Southwest credit card comes in two versions: The Southwest Rapid Rewards Premier Credit Card and the Southwest Rapid Plus Credit Card. The Southwest Priority Card awards 7,500 bonus Rapid Rewards points at each account anniversary (worth $112.50 by TPG calculations); an annual $75 annual Southwest travel credit; 20% back on inflight drinks, Wi-Fi, messaging and movies; and four Upgraded Boardings in the A1–A15 position each year (worth up to $50 each). Southwest Rapid Rewards Plus Credit Card: Earn up to 80,000 bonus points — 50,000 points after you spend $2,000 on purchases in the first three months, plus … Opens in a new window containing additional reviews. Launched: Oct. 1, 2020 The new Petal® 1 Visa® Credit Card is an unsecured credit card for people with limited or fair credit. Timing the Southwest credit card bonuses. We’ve seen them vary from 30,000 to 80,000+ points, depending on the card and the day. Low Rate Personal Card Preferred Points Personal Card How to Apply Contact Us Low Rate Personal Card … Personal Credit Cards Read More » End disclaimer. Want to learn more about credit card points and miles? View our latest valuations here. Chase Southwest Rapid Rewards credit cards have similar rewards and welcome bonuses, but perks and annual fees vary. (Here’s how to earn the Companion Pass with the help of any of the cobranded credit cards.). 50,000 Ultimate Rewards points when you spend $4,000 in purchases in the first three months. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. APPLY HERE: SSouthwest Rapid Rewards Plus Credit Card. In the spirit of holiday promotions, Chase released a new welcome bonus for its consumer Southwest Rapid Rewards® credit cards that's worth up to … But, one area where these cards fall somewhat short — along with most other cobranded airline credit cards — is earning rates. It also has the lowest annual fee of $69 (vs. $99 and $149). 70,000 points when you spend $5,000 in the first three months, plus earn an additional 30,000 points after you spend $25,000 in the first six months. This card does not come with nearly as many perks as the others, but the annual fee is lower. It also awards 9,000 bonus Rapid Rewards points after each account anniversary and comes with a $199 annual fee. APPLY HERE: Southwest Rapid Rewards Priority Credit Card. Choose the Credit Card that’s Right For You In partnership with MasterCard®, we’re proud to offer two personal credit card options with incredible benefits and flexible terms. With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories. time your credit card applications wisely. Your legit side hustle may need a credit card to keep expenses separate. Opens Chase account sign in within a new window. That’s the highest annual fee of the personal Southwest cards, but it also has the best perks of the bunch and is my top pick of the personal cards for those who actively fly Southwest. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. yes 2X yes 3X Earn 2 points per $1 spent on social media and search engine advertising. Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Southwest Airlines only offers credit cards with an annual fee. New to The Points Guy? Chase isn't responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name. Read our full review of the Chase Sapphire Reserve card. Read our full review of the Chase Sapphire Preferred card. Families require lots of points to get where they want to go, so you likely want to get as many points as possible when applying for a new rewards credit card. Wi-Fi passes, A1-A15 boarding positions, travel credits, discounts on inflight purchases and more go a long way toward making flying Southwest even better. Choose from our Chase credit cards to help you buy what you need. For every year that the Southwest Rapid Rewards Plus card is in your wallet (and in good standing), cardholders receive 3,000 Rapid Rewards points per year on the anniversary of opening your account. We may receive compensation when you click on links to those products. $75 annual Southwest travel credit; 20% back on inflight drinks, Wi-Fi, messaging and movies; four, No foreign transaction fees; earn points toward A-List status. You get 50,000 points for spending at least $2,000 during the first 3 months your account is open and an additional 30,000 points after spending $10,000 in the first 9 months. Travelers who need some help qualifying for the Companion Pass are also good candidates since bonuses of up to 100,000 total points go a long way toward getting you the 125,000 Companion Pass-eligible points needed in a calendar year to unlock BOGO Southwest flights. However, there have been reports of approvals with a score as low as 620. Earn 3X points on Southwest® purchases and 2X points on purchases for your business in select categories. There are a few things to keep in mind when looking at Southwest Rapid Rewards credit cards: These cards are subject to Chase’s unspoken 5/24 rule. APPLY HERE: Southwest Rapid Rewards Premier Credit Card. Travel Credit: Southwest will give you a $75 travel credit every year you have the card. To earn the Southwest Companion Pass you need to earn 125,000 eligible Southwest Rapid Rewards points or take 100 qualifying one-way Southwest flights in a calendar year. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME. Button links to Southwest Rapid Rewards(Registered Trademark) Performance Business Credit Card product page, . Those that would have normally expired at the end of 2020, are valid through June 30, 2021. Beyond the annual fee —$99 vs. $69—it's hard to see why you'd choose one credit card over the other. Here’s a rundown of the bonuses for the personal Southwest credit cards. . If you’re able to maximize the perks offered by this card, the annual fee is worth it. It carries a $69 annual fee. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME. $69 annual fee. When deciding which Southwest credit card is right for your family, be sure you are eligible to receive the card you want. To get the 80,000 points, cardholders need to spend $2,000 … Get a mortgage, jumbo mortgage or refinance your home with Chase. If your goal is earning Southwest points while forking out as little as possible in fees, this card should be on your list. Earn 50,000 bonus points after you spend $2,000 on purchases in the first 3 months from account opening. Right now, the bonuses are all pretty strong across the board at 65,000+ points for most of the Southwest credit cards. Southwest Rapid Rewards Plus Credit Card . CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners. This card is offering up to 80,000 points. Southwest Priority Credit Card = 7,500; Southwest Premier Credit Card = 6,000; Southwest Plus Credit Card = 3,000; The first thing to look at is the value that you get from your anniversary bonus. Opens Airline category page in the same window. How to Increase Your Chances of Getting Approved for Southwest Credit Card. Mortgages . This Southwest Visa credit card comes with the lowest annual fee ($69/year), which is a small price to pay for similar airline-based credit cards that earn points and miles. $69 applied to first billing statement.† Same page link to Pricing and Terms. Southwest Airlines aircraft being prepped for a flight out of El Paso, Texas. Wi-Fi passes, A1-A15 boarding positions, travel credits, discounts on inflight purchases and more go a long way toward making flying Southwest even better. While the $69 annual fee is nice and low, the Plus card doesn’t have many perks to keep you interested past the initial welcome bonus. (Photo by Robert Alexander/Getty Images) But as we begin to turn our sights toward 2021 and beyond, the Southwest Rapid Rewards Priority Credit Card gets my vote as the personal card offering most perks and benefits for those who fly Southwest. Every family’s travel needs, goals and budget are unique, so there will never be a one-size-fits-all credit card. This site does not include all credit card companies or all available credit card offers. For example, 60,000 points are worth $750 toward travel. This only refers to primary account holders, so if you were just an authorized user on someone’s Southwest card, that should not hurt your chances of getting your own card. 122 people signed up to FIX their credit (in the last 60 minutes)! Link toggles the Credit Card sub navigation, Opens Chase Credit Cards page in the same window, Link toggles the More Products sub navigation, Opens Chase.com auto loans in a new window, Opens Chase.com home equity in a new window, Opens Chase.com investing in a new window, Opens Chase.com business banking in a new window, Opens Chase.com commercial banking in a new window, Opens Chase ATM and branch locator in a new window, Opens Marketplace homepage in the same window, .